Our colleague, Stephen O’Donnell, authored a blog post published by The D&O Diary.  In it, he discusses two particular standard features of cyber liability insurance policies, the retroactive date and policy inception date exclusions, and the potential for these exclusions to preclude coverage for the very kind of exposures that are the reasons most purchasers buy the insurance.  Cyber liability insurance is a relatively new product and many of the terms and conditions are as yet untested in the courts; we’ll be following this issue closely.

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